Top 5 Peer-to-Peer (P2P) Lending Platforms in Slovenia 2023
If you are a Slovenian investor interested in P2P lending, there are several excellent platforms available for you to consider. Here are some of the top options currently available for investing in peer-to-peer lending in Slovenia:
Avg. return:
~14.82%
Available:
Europe
Launched:
2022
Minimum:
€10
Auto-invest:
Yes
Sec. market:
No
Protection:
Buyback
Bonus:
+0.5%
Or see our:
Hive5 review
Avg. return:
~14.83%
Available:
Worldwide
Launched:
2018
Minimum:
€10
Auto-invest:
Yes
Sec. market:
No
Protection:
Buyback
Bonus:
+ 1%
Or see our:
Debitum review
Avg. return:
~12.35%
Available:
Europe
Launched:
2020
Minimum:
€10
Auto-invest:
Yes
Sec. market:
Yes
Protection:
Buyback
Bonus:
+1%
Or see our:
Esketit review
Avg. return:
~14.93%
Available:
Most places
Launched:
2018
Minimum:
€100
Auto-invest:
No
Sec. market:
Yes
Protection:
Mortgage
Bonus:
No
Or see our:
ReInvest24 review
Avg. return:
~15.64%
Available:
Most places
Launched:
2019
Minimum:
€10
Auto-invest:
Yes
Sec. market:
No
Protection:
Buyback
Bonus:
+1%
Or see our:
Lendermarket review
Best local platforms for peer-to-peer lending in Slovenia
Slovenia doesn’t have any local P2P lending platforms at the moment. If you are looking to invest in P2P loans as a Slovenian investor, you have to opt for a foreign platform.
History of peer-to-peer lending in Slovenia
The interest in peer-to-peer (P2P) lending in Slovenia started picking up around the early 2010s, as it did in many other countries, due to the increasing popularity of fintech and the growth of the sharing economy.
P2P lending presented itself as an alternative to traditional banking, offering lower costs and faster transactions for borrowers and lenders. This was especially appealing in the aftermath of the 2008 financial crisis, as banks became more cautious in their lending practices and interest rates dropped.
In Slovenia, the P2P lending market has evolved slowly compared to other countries. While there are no local P2P lending platforms, Slovenian borrowers and investors have participated in P2P lending through international platforms. Platforms such as Mintos, Esketit, and Lendermarket have attracted Slovenian users due to their convenience and relatively high returns for investors.
Comparison with other countries
When comparing Slovenia to other markets like Croatia, the country’s P2P lending scene is relatively underdeveloped. But other neighboring countries such as Hungary and Romania have also yet to develop their alternative investment offerings.
Furthermore, larger European countries like Germany and France have well-established P2P lending markets with a number of successful platforms. These countries have also implemented regulatory frameworks to oversee the P2P lending industry, ensuring consumer protection and promoting trust in the sector.
International P2P lending platforms for investors in Slovenia
To find the best platforms for P2P lending in Slovenia, investors should consider both fees and returns. Some of the most popular options in Slovenia are:
- Lendermarket: This user-friendly platform offers low fees and a variety of high-return P2P loans.
- Esketit: This platform focuses on short-term loans, with the potential for high returns.
- Reinvest24: This crowdfunding platform allows investors in Slovenia and throughout Europe to invest in real estate projects.
- AxiaFunder: This unique platform specializes in litigation crowdfunding and is a great option for investors looking for something different.
- PeerBerry: This platform offers a range of P2P lending options, including personal, business, and real estate loans, with a buyback guarantee.
By researching each platform, investors can find the best fit for their investment goals and access low-cost loans with the potential for higher returns.