InRento Review 2022

Is InRento a great platform for real estate crowdfunding? Find out in our InRento review below:

InRento

Pros:

  • The platform is regulated
  • Experienced team
  • €0 capital loss
  • 0 late projects
  • All projects secured with 1st rank mortgage
  • Great Trustpilot rating

Cons:

  • Short track record

Review summary:

InRento is probably the single best buy-to-let platform on the market right now. On the platform, you can invest in projects backed with a 1st rank mortgage. The projects yield around an 8% annual return. To this date, there has been a 0% loss of investors’ funds on the platform. InRento is also a very highly rated platform on Trustpilot.

It’s free to use the platform.

Last updated: November 6, 2022

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Introduction to our InRento review

Are you considering investing via InRento? Then read on. We’ve written this InRento.com review to help investors determine if InRento is the right choice for them.

Below you will find an overview of the things that we will discuss more in detail in this InRento review. Simply click on the links to jump directly to the thing you want to know more about.

Learn about this in our InRento review:

What is InRento?

InRento is the first licensed buy-to-let investment platform in Europe that allows users to invest in rental properties in the fast-growing parts of the European property market.

InRento loans

InRento is founded by Gustas Germanavičius – a serial crowdfunding platform maker with loads of experience in the P2P industry.

Since its launch, the platform has experienced tremendous growth. Currently, there are over 4,700 registered investors that have trusted the platform with over €2.5 million in combined money deposits. The average investment portfolio on the platform is €7,349.

In November 2021 InRento acquired the crowdlending platform BitOfProperty. And in March 2022 announced that it was merging with EvoEstate under the InRento brand.

InRento is regulated by the Bank of Lithuania and offers an attractive average annual return of 7.94%.

With as little as €500, you can open an account and start investing on https://inrento.com/.

InRento statistics:

Founded:2020
Loan Type:Real Estate
Loan Period:11 – 120 Months
Loans Funded:€ 2.500.000 +
InRento Users:4.700 +
Minimum Investment:€ 500
Maximum Investment:Unlimited
InRento Interest Rate:7.94%
Loss of Investors’ Money:0%

How InRento works:

InRento has a two-sided business model like most other real estate crowdfunding platforms. On one side they have to attract investors and on the other side, they have to attract properties for these investors.

How InRento works is described in the following illustration:

How InRento works

Getting the investment principal back can happen in two ways on InRento:

How the principal investment is returned on InRento

Frequently asked questions:

Real estate crowdfunding is a great alternative to investing directly in properties. This is due to the fact that you can diversify between a lot of properties without having to invest millions. At the same time, you will have the opportunity to experience the high returns that real estate has historically provided to investors.

All investing includes risks. However, InRento has done a lot of effort to make investments on its platform as safe as possible. In our InRento review, you can learn more about platform safety in this section.

We haven’t been able to find a financial report to verify whether or not InRento is profitable as UAB Inrento is still a young company without much financial history.

  1. Register here.
  2. Transfer money to your account.
  3. Invest in projects on InRento.
  4. Log in to your account from time to time to check on your investments.

Key features

We have already taken a look at some of the reasons why InRento has become a popular choice among both project originators and investors.

In the following part of our InRento review, we take a closer look at some of the key features that make it easy to invest via the platform:

1. InRento secondary market

InRento offers a secondary market. Here you can sell your investments before maturity.

InRento secondary market

Investors can choose whether they want to sell investments with a discount or premium.

Currently, the fee for selling investments on the InRento secondary market is 2% of the principal value. There is no fee for buying.

2. InRento referral bonus

InRento offers a €20 referral bonus.

To get the InRento signup bonus, all you have to do is click the green button below (no promo code needed):

Who can use InRento?

Both individuals and companies can invest via InRento.

Individuals

If you want to invest as an individual, you must at least meet the following requirements:

  • Be at least 18 years old
  • Live outside of the United States
  • Comply with KYC

If you live up to these requirements, then you can probably start investing via the platform.

Companies

If you run a company, it is also possible to invest via InRento. In the registration process, simply select “Company” instead of “Private person” to make a business account.

If you want to have a company account on InRento, you will have to provide the following:

  • Company registration proof
  • Company articles of association

Available countries

As to our knowledge, it is possible to invest in InRento projects from all countries in the world except the United States and a few other countries like North Korea.

How safe is InRento?

To determine if InRento is safe, we have taken a look at some of the potential upsides and downsides of investing via the platform in the following part of our InRento review.

1. InRento profitability

We haven’t been able to find a financial report to verify whether or not InRento is profitable as UAB Inrento is still a young company without much financial history. We hope to see some publicly available annual reports as the company matures.

2. Main risks

In the following, we go through some of the main risks of using InRento that we have considered:

InRento bankruptcy risk

Because InRento is regulated by the Bank of Lithuania, it is required to have a certain amount of capital to be able to appoint a contractual entity to service the claim between the lenders and borrowers in the event that InRento goes bankrupt.

This means that your investments would still be serviced in the event that InRento goes into bankruptcy.

Financial turndown risk

If you choose to invest in real estate via InRento, you also take on risks related to real estate.

Therefore, a financial turndown in real estate could affect the investments on InRento due to the fact that a real estate crash could cause a decline in property values.

Is InRento safe?

InRento seems fairly safe as they are a regulated platform.

But the platform is also very young with a short track record. This means that is very hard to get a full picture of the safety of the platform over a longer time period.

Since the investments are backed with a first rank mortgage and the team behind the platform is very experienced, InRento is a platform that is expected to strive in the coming years.

Our experience with InRento

Our overall experience with InRento is very positive. When you compare the platform to others on metrics like team experience, user-friendliness and support, then they are among the better ones. At the same time, we believe that there is a fair balance between risk and reward on the InRento.

There is nothing at the moment that is concerning about the alternative investment platform.

InRento reviews on Trustpilot

Trustpilot is a great place to learn what other investors think about InRento. We have collected some relevant InRento reviews from Trustpilot for you to take a closer look at:

5 star InRento review on Trustpilot

Best InRento alternatives

Not sure InRento is the right choice for you? Then there are also some good InRento alternatives to consider. The following are some of our favorites:

Even if you use InRento, it might actually be a good idea to take a closer look at some of the above platforms. By using multiple P2P lending platforms, you can reduce your platform risk and diversify your portfolio further.

Conclusion of our InRento review

InRento is probably the single best buy-to-let P2P platform on the market right now.

All the loans are secured with a first rank mortgage and the platform is regulated by the Bank of Lithuania.

The team behind the platform have loads of experience in the P2P industry, which gives an excellent outlook for the platform.

To this date, investors have had 0% capital loss on the platform and there have been no late loans. This witness of a quite safe platform.

The annual return on the platform is a bit lower than on other crowdlending platforms at around 8%. But both the risk does also seem lower.